Bangladesh Factory Fire Caused by Gross Negligence





DHAKA, Bangladesh — Criminal charges for “unpardonable negligence” should be brought against the owner of the Bangladeshi garment factory where a fire last month killed 112 people, according to a preliminary report from a government inquiry submitted Monday.




“The owner of the factory cannot be indemnified from the death of large numbers of workers from this fire,” Main Uddin Khandaker, the official who led the inquiry, said in an interview. “Unpardonable negligence of the owner is responsible for the death of workers.”


The Nov. 24 fire at the Tazreen Fashions factory, where workers were making clothes for global retailers like Walmart and Sears, has focused attention on the unsafe work conditions and low wages at many garment factories in Bangladesh, the No. 2 exporter of apparel after China. The Tazreen Fashions fire also has exposed flaws in the system that monitors the industry’s global supply chain: Walmart and Sears say they had no idea their apparel was being made there.


Mr. Khandaker submitted a 214-page report to Bangladesh’s Home Ministry on Monday, saying that the factory owner, Delowar Hossain, and nine of his midlevel managers and supervisors prevented employees from leaving their sewing machines even after a fire alarm sounded.


Mr. Hossain could not be reached for comment.


The report also stated that the fire was “an act of sabotage,” but did not provide any evidence of who or why someone might have committed arson at the factory, a finding that some labor advocates found unconvincing.


“They don’t say who did it, they don’t say where in the factory it was done, they don’t say how they learned it,” said Scott Nova, executive director of the Worker Rights Consortium, a monitoring group based in Washington. “Regardless of what sparked the fire, it is clear that the unsafe nature of this factory and the actions taken by management once the fire started were the primary contributors to the horrendous death toll.”


Bangladeshi officials have been under intense domestic and international pressure to investigate the blaze and to bring charges against those deemed responsible. Families of the victims have demanded legal action against Mr. Hossain, the owner. Labor advocates have argued that the global brands using the factory also shared in the responsibility for the tragedy.


Fires have been a persistent problem in Bangladesh’s garment industry for more than a decade, with hundreds of workers killed over the years. Mr. Khandaker said his inquiry recommended the creation of a government task force to oversee regular inspections of factories and uphold the rights of workers.


Bangladesh has more than 4,500 garment factories, which employ more than 4 million workers, many of them young women. The industry is crucial to the national economy as a source of employment and foreign currency. Garments comprise about four-fifths of the country’s manufacturing exports, and the industry is expected to grow rapidly.


But Bangladesh’s manufacturing formula depends on keeping wages at rock bottom and restricting the labor rights of workers. The minimum wage in the garment industry is $37 a month; unions are almost nonexistent; and garment workers have taken to the streets in recent years in sometimes violent protests over wages and work conditions.


Workers at Tazreen Fashions had staged small demonstrations in the months before the fire, demanding back wages they were owed. On the night of the fire, more than 1,150 workers were inside the eight-story building, working overtime shifts to fill orders for various international brands. Fire officials say the fire broke out in the open-air ground floor where large mounds of fabric and yarn were illegally stored; Bangladeshi law requires that such flammable materials be stored in an enclosed room with fireproof walls.


The blaze quickly spread across the length of the ground floor — roughly the size of a football field — as fire and toxic smoke filtered upward through the building’s three staircases. The factory lacked a sprinkler system or an outdoor fire escape; employees were supposed to use interior staircases, and many escaped that way.


But on some floors, managers ordered workers to ignore a fire alarm and stay at work. Precious minutes were lost. Then, as smoke and fire spread throughout the building, many workers were trapped, unable to descend the smoke-filled staircases and blocked from escape by iron grilles on many windows. Desperate workers managed to break open some windows and leap to the roof of a nearby building and safety. Others simply jumped from upper floors to the ground.


“We have also found unpardonable negligence of midlevel officials at the factory,” Mr. Khandaker said. “They prevented workers from coming down. We recommend taking proper legal measures against them.”


Mr. Khandaker listed a host of violations at Tazreen Fashions: managers on some floors closed collapsible gates to block workers from running down the staircases; the ground-floor warehouse was illegal and the building’s escape plan was improper; and the factory lacked a required closed-circuit television monitoring system. None of the fire extinguishers in the factory appeared to have been used on the night of the fire, suggesting poor preparedness and training.


Moreover, Mr. Khandaker said the factory lacked the required fire safety certificate. It had applied for an annual renewal but a certificate had not yet been issued.


Asked about the allegation of sabotage, Mr. Khandaker said that investigators found no evidence of an electrical short circuit, and that eyewitnesses had suggested possible foul play. He said the report recommends a full criminal investigation into the matter.


“It seems to us that it was sabotage,” he said. “Somebody set the fire.”


Julfikar Ali Manik reported from Dhaka, Bangladesh, and Jim Yardley from New Delhi. Steven Greenhouse contributed reporting from New York.



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Viral Justice: Domestic Abuse Victim Calls Out Attacker on Facebook









Amber Taylor had been living in a Missouri motel with her boyfriend, Austin “Wildboi” McCauley, until this week, when he reportedly beat her unconscious with a baseball bat.


Two days later, the 23-year-old took a picture of herself recovering from her injuries and posted it to McCauley’s public Facebook page, calling him out for his abuse and prompting his arrest.







Since its posting online, the photo has accumulated almost 10,000 “Likes” and close to 1,000 comments. Its caption includes the sentence, “I’m not the only girl he’s done this to but I’m not scared anymore I’m going to speak up.”  


McCauley has since been arrested and charged with second-degree domestic assault.


MORE: Savannah Dietrich Calls Out Her Attackers, Sees Them Punished


In her interview with news station WDAF, Taylor explained she wanted to expose her boyfriend’s true nature to the people who thought they knew him best. “I just wanted his friends to actually see the true him,” she said.


The young mother reports that she’s not only received support from McCauley’s own friends, but also from people across the country. “I’m actually glad that I have people that are writing me and telling me they care. Because being with him, I didn’t get to have any friends.”


This isn’t the first time social media has provided an outlet for a victim in need of support. Earlier this year, 17-year-old Savannah Dietrich violated a court order when she announced the names of her two underage attackers on her public Twitter account. Though the maneuver had her facing contempt charges, Dietrich and her parents reported it was necessary to bring attention to what they characterized as the unfair nature of her trial.


Though public pressure on the court still didn’t result in the attackers receiving jail time, they were sentenced to harsher punishments than were originally conceived before Dietrich went public with their names. And in the melee, the teenager inadvertently rallied a nation’s support, serving as an example of how self-advocacy can facilitate healing.


That may be the take-away for Hillary Adams as well. The disabled daughter of Texas judge, William Adams, Hillary was the subject of her father’s relentless beatings and secretly videotaped one of those incidents. Seven years later, she posted the video online. Though Adams was already grown up and no longer living with her father, she claimed the posting had more to do with holding him personally accountable, even if the law wouldn’t.


Trauma sufferers often report that keeping abuse a secret is a move that backfires, creating a greater sense of personal shame, no matter how blameless they may be. But social media is an accessible avenue they can use to tell their stories, offering survivors the chance to shed their shame and reclaim their dignity.


Do you think social justice can really be achieved with social media? Would you use it to get justice? Let us know what you think in the Comments.


Related Stories on TakePart:


• Anna Breslaw’s 600-Word Sprint: The V-Word Dialogues


• Despite His ‘Legitimate Rape’ Fail, Todd Akin is Still a Senate Contender


• In U.S., a New Definition for Rape



A Bay Area native, Andri Antoniades previously worked as a fashion industry journalist and medical writer.  In addition to reporting the weekend news on TakePart, she volunteers as a webeditor for locally-based nonprofits and works as a freelance feature writer for TimeOutLA.com. Email Andri | @andritweets | TakePart.com


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Samaire Armstrong Welcomes a Son




Celebrity Baby Blog





12/16/2012 at 03:30 PM ET



Samaire Armstrong Welcomes Son Calin
Jason Merritt/Getty


Samaire Armstrong is a mom!


The Mentalist star, 32, recently welcomed her first child, she announced via Facebook on Sunday.


“Thank you sooo much for all the love!! Will post pictures after a little rest,” Armstrong writes.


“We’re all doing wonderfully. It was an amazing experience and we couldn’t be more thrilled with our new arrival. :) ) xoxoxoxoxo!!!!!”


The baby is reportedly a boy named Calin.


In addition to her role as Summer on The Mentalist, Armstrong is known for playing Juliet on Dirty Sexy Money and Anna on The O.C.


– Sarah Michaud


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Experts: No link between Asperger's, violence


NEW YORK (AP) — While an official has said that the 20-year-old gunman in the Connecticut school shooting had Asperger's syndrome, experts say there is no connection between the disorder and violence.


Asperger's is a mild form of autism often characterized by social awkwardness.


"There really is no clear association between Asperger's and violent behavior," said psychologist Elizabeth Laugeson, an assistant clinical professor at the University of California, Los Angeles.


Little is known about Adam Lanza, identified by police as the shooter in the Friday massacre at a Newtown, Conn., elementary school. He fatally shot his mother before going to the school and killing 20 young children, six adults and himself, authorities said.


A law enforcement official, speaking on condition of anonymity because the person was not authorized to discuss the unfolding investigation, said Lanza had been diagnosed with Asperger's.


High school classmates and others have described him as bright but painfully shy, anxious and a loner. Those kinds of symptoms are consistent with Asperger's, said psychologist Eric Butter of Nationwide Children's Hospital in Columbus, Ohio, who treats autism, including Asperger's, but has no knowledge of Lanza's case.


Research suggests people with autism do have a higher rate of aggressive behavior — outbursts, shoving or pushing or angry shouting — than the general population, he said.


"But we are not talking about the kind of planned and intentional type of violence we have seen at Newtown," he said in an email.


"These types of tragedies have occurred at the hands of individuals with many different types of personalities and psychological profiles," he added.


Autism is a developmental disorder that can range from mild to severe. Asperger's generally is thought of as a mild form. Both autism and Asperger's can be characterized by poor social skills, repetitive behavior or interests and problems communicating. Unlike classic autism, Asperger's does not typically involve delays in mental development or speech.


Experts say those with autism and related disorders are sometimes diagnosed with other mental health problems, such as depression, anxiety, bipolar disorder or obsessive-compulsive disorder.


"I think it's far more likely that what happened may have more to do with some other kind of mental health condition like depression or anxiety rather than Asperger's," Laugeson said.


She said those with Asperger's tend to focus on rules and be very law-abiding.


"There's something more to this," she said. "We just don't know what that is yet."


After much debate, the term Asperger's is being dropped from the diagnostic manual used by the nation's psychiatrists. In changes approved earlier this month, Asperger's will be incorporated under the umbrella term "autism spectrum disorder" for all the ranges of autism.


__


AP Writer Matt Apuzzo contributed to this report.


___


Online:


Asperger's information: http://1.usa.gov/3tGSp5


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Wall Street Week Ahead: Holiday "on standby" as clock ticks on cliff

NEW YORK (Reuters) - The last two weeks of December are traditionally quiet for stocks, but traders accustomed to a bit of time off are staying close to their mobile devices, thanks to the "fiscal cliff."


Last-minute negotiations in Washington on the so-called fiscal cliff - nearly $600 billion of tax increases and spending cuts set to take effect in January that could cause a sharp slowdown in growth or even a recession - are keeping some traders and analysts from taking Christmas holidays because any deal could have a big impact on markets.


"A lot of firms are saying to their trading desks, 'You can take days off for Christmas, but you are on standby to come in if anything happens.' This is certainly different from previous years, especially around this time of the year when things are supposed to be slowing down," said J.J. Kinahan, chief derivatives strategist at TD Ameritrade in Chicago.


"Next week is going to be a Capitol Hill-driven market."


With talks between President Barack Obama and House Speaker John Boehner at an apparent standstill, it was increasingly likely that Washington will not come up with a deal before January 1.


Gordon Charlop, managing director at Rosenblatt Securities in New York, will also be on standby for the holiday season.


"It's a 'Look guys, let's just rotate and be sensible" type of situation going on," Charlop said.


"We are hopeful there is some resolution down there, but it seems to me they continue to walk that political tightrope... rather than coming up with something."


Despite concerns that the deadline will pass without a deal, the S&P 500 has held its ground with a 12.4 percent gain for the year. For this week, though, the S&P 500 fell 0.3 percent.


BEWARE OF THE WITCH


This coming Friday will mark the last so-called "quadruple witching" day of the year, when contracts for stock options, single stock futures, stock index options and stock index futures all expire. This could make trading more volatile.


"We could see some heavy selling as there is going to be a lot of re-establishing of positions, reallocation of assets before the year-end," Kinahan said.


RETHINKING APPLE


Higher tax rates on capital gains and dividends are part of the automatic tax increases that will go into effect next year, if Congress and the White House don't come up with a solution to avert the fiscal cliff. That possibility could give investors an incentive to unload certain stocks in some tax-related selling by December 31.


Some market participants said tax-related selling may be behind the weaker trend in the stock price of market leader Apple . Apple's stock has lost a quarter of its value since it hit a lifetime high of $705.07 on September 21.


On Friday, the stock fell 3.8 percent to $509.79 after the iPhone 5 got a chilly reception at its debut in China and two analysts cut shipment forecasts. But the stock is still up nearly 26 percent for the year.


"If you owned Apple for a long time, you should be thinking about reallocation as there will be changes in taxes and other regulations next year, although we don't really know which rules to play by yet," Kinahan said.


But one indicator of the market's reduced concern about the fiscal cliff compared with a few weeks ago, is the defense sector, which will be hit hard if the spending cuts take effect. The PHLX Defense Sector Index <.dfx> is up nearly 13 percent for the year, and sits just a few points from its 2012 high.


(Reporting by Angela Moon; Additional reporting by Chuck Mikolajczak; Editing by Jan Paschal)



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In Europe, a Push for Higher Phone Fees


BERLIN — When the authorities have tinkered with European telecommunications rules, it has usually been to lower prices for consumers, whether through retail price controls on mobile roaming fees or mandatory cuts in regulated interconnection charges.


But this year, to encourage more investment in high-speed broadband networks, regulators are considering helping the biggest operators increase a main source of income: the rent they receive from rivals that lease their landline grids.


The architect of the plan, Neelie Kroes, the European Union’s digital agenda commissioner, has pitched the increases as part of a broader package to stimulate spending while preserving competition and consumer choice.


The plan, however, has alarmed operators that would have to pay the higher charges, like the British mobile operator Vodafone. Vittorio Colao, chief executive of Vodafone, said that the plan to increase the fees collected by former monopolies, including BT, Deutsche Telekom, France Télécom, KPN, Telecom Italia and Telefónica, could lead to a “re-monopolization” of the business.


Mr. Colao said he was worried that landline operators would use the additional revenue to lower their own prices and try to squeeze competitors like Vodafone.


“Increasing the incentive to invest is a good thing,” Mr. Colao said. But now Ms. Kroes must “demonstrate that these new criteria won’t contaminate the competitive arena in Europe,” he said.


Under the plan, the European Commission, the executive arm of the European Union, would begin regulating the fees that mobile operators routinely pay to lease the grids of landline operators.


In much of the world, running telecommunications lines to homes and businesses has traditionally been the domain of a local monopoly, or sometimes a duopoly in the case of telephones and cable television in the United States. Until 1998, countries in the European Union were allowed to maintain national monopolies for this “local loop” to the consumer.


With deregulation, however, the former monopolies were required to unbundle the cost of the local loop and offer it to competitors, thus allowing companies like Vodafone to enter the market.


Despite 14 years of deregulation, and the addition of more than 100 mobile operators in Europe, the former monopolies still supply the majority of fixed-line services in their home countries. In Spain, Telefónica has more than 70 percent of this business.


Until now, these unbundling rates have been set by national regulators, and the average monthly cost per customer in the European Union stands at €8.62, or $11.35. The fee typically makes up a third or more of monthly landline phone bills in Europe and also influences wireless prices because it affects mobile operator costs. The fee ranges from €4.20 in Slovakia to €12.41 in Ireland.


Mrs. Kroes proposed to lower, not raise, unbundling fees in September 2011, to make the old landline networks less profitable for big operators and to encourage them to invest in new networks. But the former monopolies protested, and after personal appeals from executives at big operators, in some cases accompanied by their investors, she reversed course.


Ms. Kroes is proposing that each country within the European Union be required to set its fee within the range of €8 to €10 per month, according to a copy of her proposal obtained by the International Herald Tribune. The new range would most likely require 10 E.U. countries where the fee is currently below this range to raise it, in some cases only slightly, and in others, sharply.


The increases would in all likelihood be passed on to consumers. The rise in fees could be greatest in Eastern Europe, where regulators have been most aggressive in setting low leasing rates to encourage competition. The level of leasing charges could double in Estonia, Latvia, Poland and Slovakia.


Mr. Colao, the Vodafone chief executive, said Ms. Kroes needed to tighten the legal safeguards in her plan to prevent big operators from exploiting access to landline networks.


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Manitoba Tories to oust youth president over social media comments






WINNIPEG – An official with Manitoba’s Progressive Conservative party is being ousted over social media comments about aboriginals.


Brayden Mazurkiewich, the president of the party’s youth wing, is being asked to resign over a post on his Facebook page today.






The post concerns a planned urban reserve on a former Winnipeg military base, and says the land was designed for — quote — “hard-working men and women of the military, not free-loading Indian.”


Party president Ryan Matthews says the comments are unacceptable.


Matthews says if Mazurkiewich doesn’t quit voluntarily, the party’s management committee will convene next week to deal with the matter.


Mazurkiewich was not immediately available for comment.


Social Media News Headlines – Yahoo! News


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Jenna von Oy Keeps Newtown Hometown In Her Prayers









12/15/2012 at 03:00 PM EST







My husband Brad and I christened our daughter Gray at St. Rose of Lima


Courtesy of Jenna Von Oy


Every school shooting I've ever heard about has been exceedingly heartbreaking and has stirred feelings of both rage and sorrow in me. Each one is tragic and awful, and there have been far too many of them in recent years.

But Friday's massacre in Newtown has affected me in a profoundly personal way, as I have a unique perspective on the town … I am blessed to have grown up there.

My family still lives in Newtown and, in my heart of hearts, I still consider myself one of its residents. My attachment is deep-rooted. We are mourning the loss of some of our own this week, and it is a sobering reminder that violence does not discriminate. It can hit close to home.

I am fiercely proud to say I was born and raised in Newtown. It is where I was brought home from the hospital, attended my first day of kindergarten, learned to ride my bike, and climbed my first tree.

As I watched President Obama's press conference, I sobbed as he mentioned that the children who died had their whole lives ahead of them: graduations, weddings, having children of their own … I have celebrated every one of those milestones in Newtown.

I graduated from Newtown High School, got married two years ago in a bed and breakfast on its Main Street, and recently had my daughter christened at St. Rose, where the vigil was held Friday evening. Newtown is the foundation of my history and it holds a very special place in my heart.

It is nearly impossible to unscramble my thoughts and put them to paper at a time like this, but I wanted to express my love and support for the town that has given me so many wonderful memories.

I hope my intent isn't misunderstood here; this is not about me. This is about a peaceful, beautiful, wonderful place I've called home since my childhood; I am feeling very protective of it after Friday's crisis. This is about the people who are left to pick up the pieces after an unfathomable hardship.

I grieve for the parents who lost their beautiful, innocent babies; some of them were friends from high school. My heart hurts for the families who have to explain this loss to the frightened children they brought home.

Newtown has always been the epitome of a quintessentially quaint New England town. It resembles a Norman Rockwell painting, and I know it will be all too easy for that image to be marred by these appalling events. But Newtown is so much more than this shocking incident, and I desperately hope America will see that.

Jenna von Oy Keeps Newtown Hometown In Her Prayers| Shootings, True Crime, Real People Stories, Jenna von Oy

Childhood photo with my brother in front of the Newtown Bee

Courtesy of Jenna Von Oy

I know, with absolute certainty, the residents of Newtown will rise up with love and strength in the face of their suffering. When you think of my hometown, I hope you'll think beyond this moment in its history.

When the news first reported the shooting at Sandy Hook Elementary School, my emotional spectrum ranged from stunned and horrified, to inconsolable and numb. I am still feeling all of those things, and I don't expect that to go away anytime soon. This isn't something that's easily reconcilable.

Moreover, I share the overwhelming grief of the families affected by this tragedy. As a parent, I don't know how to make sense of it, and I am hugging my daughter that much tighter tonight because of it. No parent should ever have to experience a loss such as this one. It is unspeakable, and there is nothing fair about it.

There aren't enough prayers to ease their pain, but I'm giving it all I've got, regardless. It is all I have to give, and I hope you'll join me. Beyond that, there are no words.

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Fewer health care options for illegal immigrants


ALAMO, Texas (AP) — For years, Sonia Limas would drag her daughters to the emergency room whenever they fell sick. As an illegal immigrant, she had no health insurance, and the only place she knew to seek treatment was the hospital — the most expensive setting for those covering the cost.


The family's options improved somewhat a decade ago with the expansion of community health clinics, which offered free or low-cost care with help from the federal government. But President Barack Obama's health care overhaul threatens to roll back some of those services if clinics and hospitals are overwhelmed with newly insured patients and can't afford to care for as many poor families.


To be clear, Obama's law was never intended to help Limas and an estimated 11 million illegal immigrants like her. Instead, it envisions that 32 million uninsured Americans will get access to coverage by 2019. Because that should mean fewer uninsured patients showing up at hospitals, the Obama program slashed the federal reimbursement for uncompensated care.


But in states with large illegal immigrant populations, the math may not work, especially if lawmakers don't expand Medicaid, the joint state-federal health program for the poor and disabled.


When the reform has been fully implemented, illegal immigrants will make up the nation's second-largest population of uninsured, or about 25 percent. The only larger group will be people who qualify for insurance but fail to enroll, according to a 2012 study by the Washington-based Urban Institute.


And since about two-thirds of illegal immigrants live in just eight states, those areas will have a disproportionate share of the uninsured to care for.


In communities "where the number of undocumented immigrants is greatest, the strain has reached the breaking point," Rich Umbdenstock, president of the American Hospital Association, wrote last year in a letter to Obama, asking him to keep in mind the uncompensated care hospitals gave to that group. "In response, many hospitals have had to curtail services, delay implementing services, or close beds."


The federal government has offered to expand Medicaid, but states must decide whether to take the deal. And in some of those eight states — including Texas, Florida and New Jersey — hospitals are scrambling to determine whether they will still have enough money to treat the remaining uninsured.


Without a Medicaid expansion, the influx of new patients and the looming cuts in federal funding could inflict "a double whammy" in Texas, said David Lopez, CEO of the Harris Health System in Houston, which spends 10 to 15 percent of its $1.2 billion annual budget to care for illegal immigrants.


Realistically, taxpayers are already paying for some of the treatment provided to illegal immigrants because hospitals are required by law to stabilize and treat any patients that arrive in an emergency room, regardless of their ability to pay. The money to cover the costs typically comes from federal, state and local taxes.


A solid accounting of money spent treating illegal immigrants is elusive because most hospitals do not ask for immigration status. But some states have tried.


California, which is home to the nation's largest population of illegal immigrants, spent an estimated $1.2 billion last year through Medicaid to care for 822,500 illegal immigrants.


The New Jersey Hospital Association in 2010 estimated that it cost between $600 million and $650 million annually to treat 550,000 illegal immigrants.


And in Texas, a 2010 analysis by the Health and Human Services Commission found that the agency had provided $96 million in benefits to illegal immigrants, up from $81 million two years earlier. The state's public hospital districts spent an additional $717 million in uncompensated care to treat that population.


If large states such as Florida and Texas make good on their intention to forgo federal money to expand Medicaid, the decision "basically eviscerates" the effects of the health care overhaul in those areas because of "who lives there and what they're eligible for," said Lisa Clemans-Cope, a senior researcher at the Urban Institute.


Seeking to curb expenses, hospitals might change what qualifies as an emergency or cap the number of uninsured patients they treat. And although it's believed states with the most illegal immigrants will face a smaller cut, they will still lose money.


The potential impacts of reform are a hot topic at MD Anderson Cancer Center in Houston. In addition to offering its own charity care, some MD Anderson oncologists volunteer at a county-funded clinic at Lyndon B. Johnson General Hospital that largely treats the uninsured.


"In a sense we've been in the worst-case scenario in Texas for a long time," said Lewis Foxhall, MD Anderson's vice president of health policy in Houston. "The large number of uninsured and the large low-income population creates a very difficult problem for us."


Community clinics are a key part of the reform plan and were supposed to take up some of the slack for hospitals. Clinics received $11 billion in new funding over five years so they could expand to help care for a swell of newly insured who might otherwise overwhelm doctors' offices. But in the first year, $600 million was cut from the centers' usual allocation, leaving many to use the money to fill gaps rather than expand.


There is concern that clinics could themselves be inundated with newly insured patients, forcing many illegal immigrants back to emergency rooms.


Limas, 44, moved to the border town of Alamo 13 years ago with her husband and three daughters. Now single, she supports the family by teaching a citizenship class in Spanish at the local community center and selling cookies and cakes she whips up in her trailer. Soon, she hopes to seek a work permit of her own.


For now, the clinic helps with basic health care needs. If necessary, Limas will return to the emergency room, where the attendants help her fill out paperwork to ensure the government covers the bills she cannot afford.


"They always attended to me," she said, "even though it's slow."


___


Sherman can be followed on Twitter at https://twitter.com/chrisshermanAP .


Plushnick-Masti can be followed on Twitter at https://twitter.com/RamitMastiAP .


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Wall Street Week Ahead: Holiday "on standby" as clock ticks on cliff

NEW YORK (Reuters) - The last two weeks of December are traditionally quiet for stocks, but traders accustomed to a bit of time off are staying close to their mobile devices, thanks to the "fiscal cliff."


Last-minute negotiations in Washington on the so-called fiscal cliff - nearly $600 billion of tax increases and spending cuts set to take effect in January that could cause a sharp slowdown in growth or even a recession - are keeping some traders and analysts from taking Christmas holidays because any deal could have a big impact on markets.


"A lot of firms are saying to their trading desks, 'You can take days off for Christmas, but you are on standby to come in if anything happens.' This is certainly different from previous years, especially around this time of the year when things are supposed to be slowing down," said J.J. Kinahan, chief derivatives strategist at TD Ameritrade in Chicago.


"Next week is going to be a Capitol Hill-driven market."


With talks between President Barack Obama and House Speaker John Boehner at an apparent standstill, it was increasingly likely that Washington will not come up with a deal before January 1.


Gordon Charlop, managing director at Rosenblatt Securities in New York, will also be on standby for the holiday season.


"It's a 'Look guys, let's just rotate and be sensible" type of situation going on," Charlop said.


"We are hopeful there is some resolution down there, but it seems to me they continue to walk that political tightrope... rather than coming up with something."


Despite concerns that the deadline will pass without a deal, the S&P 500 has held its ground with a 12.4 percent gain for the year. For this week, though, the S&P 500 fell 0.3 percent.


BEWARE OF THE WITCH


This coming Friday will mark the last so-called "quadruple witching" day of the year, when contracts for stock options, single stock futures, stock index options and stock index futures all expire. This could make trading more volatile.


"We could see some heavy selling as there is going to be a lot of re-establishing of positions, reallocation of assets before the year-end," Kinahan said.


RETHINKING APPLE


Higher tax rates on capital gains and dividends are part of the automatic tax increases that will go into effect next year, if Congress and the White House don't come up with a solution to avert the fiscal cliff. That possibility could give investors an incentive to unload certain stocks in some tax-related selling by December 31.


Some market participants said tax-related selling may be behind the weaker trend in the stock price of market leader Apple . Apple's stock has lost a quarter of its value since it hit a lifetime high of $705.07 on September 21.


On Friday, the stock fell 3.8 percent to $509.79 after the iPhone 5 got a chilly reception at its debut in China and two analysts cut shipment forecasts. But the stock is still up nearly 26 percent for the year.


"If you owned Apple for a long time, you should be thinking about reallocation as there will be changes in taxes and other regulations next year, although we don't really know which rules to play by yet," Kinahan said.


But one indicator of the market's reduced concern about the fiscal cliff compared with a few weeks ago, is the defense sector, which will be hit hard if the spending cuts take effect. The PHLX Defense Sector Index <.dfx> is up nearly 13 percent for the year, and sits just a few points from its 2012 high.


(Reporting by Angela Moon; Additional reporting by Chuck Mikolajczak; Editing by Jan Paschal)



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